Assess Your Life Insurance Needs This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Related Content Should I Accept a Free Credit Lock? Learn the ins and outs of credit locks, freezes, and more. Term vs. Permanent Life Insurance When considering life insurance, it's important to understand your options. Risk Perspective Is it possible to avoid loss? Not entirely, but you can attempt to manage risk.