The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Related Content The Utility of Sector Investing Successful sector investing is dependent upon an accurate analysis about when to rotate in and out. Saving for Retirement This calculator can help you estimate how much you may need to save for retirement. RE: Retirement How does your ideal retirement differ from reality, and what can we do to better align the two?